Investment | Communique by Smarter Communities - Part 8

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Interest rate hike – what that means for mortgages

Interest rate hike – what that means for mortgages

RBA Governor Philip Lowe is hiking interest rates. Worst case, it’ll mean an extra $600 per month on a $500,000 mortgage.

Strata insurance vs personal insurance

<img data-src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance">

Strata insurance vs personal insurance

Give bad debt the boot

<img data-src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot">

Give bad debt the boot

Businesses commit to zero emissions

<img data-src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions">

Businesses commit to zero emissions

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Interest rate hike – what that means for mortgages

<img src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-1073416154-380x280.jpg" alt="Interest rate hike – what that means for mortgages">

Interest rate hike – what that means for mortgages

RBA Governor Philip Lowe is hiking interest rates. Worst case, it’ll mean an extra $600 per month on a $500,000 mortgage.

Strata insurance vs personal insurance

<img data-src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance">

Strata insurance vs personal insurance

What are you actually covered for? We ask our friends at CHU to confirm.

Give bad debt the boot

<img data-src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot">

Give bad debt the boot

Understanding where your money is spent will help you to set a realistic budget to reach your financial goals.

Businesses commit to zero emissions

<img data-src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions">

Businesses commit to zero emissions

Fewer than half of Australia’s 150 biggest companies have committed to zero emissions by 2050.

NSW holiday rentals require registration

<img src="https://www.communique.net.au/wp-content/uploads/2020/10/blog_ownerscorp-380x280.jpg" alt="NSW holiday rentals require registration">

NSW holiday rentals require registration

Holiday home providers have been reminded they only have until 1 November 1 to register their property with the state government or risk missing out on the anticipated visitor boom.

Restoring farmland to tackle climate and environmental issues

<img src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-restoring-farmland-to-tackle-climate-and-environmental-issues-380x280.jpg" alt="Restoring farmland to tackle climate and environmental issues">

Restoring farmland to tackle climate and environmental issues

Scott Morrison’s deal with the Nationals must not ignore land stewardship – an attractive, low-hanging fruit.

Setting goals for ultimate achievements

<img src="https://www.communique.net.au/wp-content/uploads/2021/09/Vanja-2-380x265.png" alt="Setting goals for ultimate achievements">

Setting goals for ultimate achievements

Sometimes you just need to take a chance. Be brave enough to make a change if you’re not happy and have faith your decisions will lead you where you want to go.

Looking to move new tenants into your Victorian apartment?

<img src="https://www.communique.net.au/wp-content/uploads/2020/04/onlineshop-380x280.png" alt="Looking to move new tenants into your Victorian apartment?">

Looking to move new tenants into your Victorian apartment?

Landlords (now called rental providers) of Victorian properties must ensure they are compliant with new laws introduced in March 2021.

Depreciation – the facts often neglected by investors

<img src="https://www.communique.net.au/wp-content/uploads/2019/08/OffThePlan-380x280.png" alt="Depreciation – the facts often neglected by investors">

Depreciation – the facts often neglected by investors

Every year thousands of dollars go unclaimed by property investors who miss out on tax depreciation entitlements they are entitled to.

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Interest rate hike – what that means for mortgages

<img src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-1073416154-380x280.jpg" alt="Interest rate hike – what that means for mortgages">

Interest rate hike – what that means for mortgages

RBA Governor Philip Lowe is hiking interest rates. Worst case, it’ll mean an extra $600 per month on a $500,000 mortgage.

Strata insurance vs personal insurance

<img data-src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2018/12/Insurance-380x280.png" alt="Strata insurance vs personal insurance">

Strata insurance vs personal insurance

What are you actually covered for? We ask our friends at CHU to confirm.

Give bad debt the boot

<img data-src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2020/12/iStock-483482515-380x280.jpg" alt="Give bad debt the boot">

Give bad debt the boot

Understanding where your money is spent will help you to set a realistic budget to reach your financial goals.

Businesses commit to zero emissions

<img data-src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" style="--smush-placeholder-width: 380px; --smush-placeholder-aspect-ratio: 380/280;"><noscript><img src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-Australian-companies-committing-to-zero-emissions-380x280.jpg" alt="Businesses commit to zero emissions">

Businesses commit to zero emissions

Fewer than half of Australia’s 150 biggest companies have committed to zero emissions by 2050.

NSW holiday rentals require registration

<img src="https://www.communique.net.au/wp-content/uploads/2020/10/blog_ownerscorp-380x280.jpg" alt="NSW holiday rentals require registration">

NSW holiday rentals require registration

Holiday home providers have been reminded they only have until 1 November 1 to register their property with the state government or risk missing out on the anticipated visitor boom.

Restoring farmland to tackle climate and environmental issues

<img src="https://www.communique.net.au/wp-content/uploads/2021/10/2021-restoring-farmland-to-tackle-climate-and-environmental-issues-380x280.jpg" alt="Restoring farmland to tackle climate and environmental issues">

Restoring farmland to tackle climate and environmental issues

Scott Morrison’s deal with the Nationals must not ignore land stewardship – an attractive, low-hanging fruit.

Setting goals for ultimate achievements

<img src="https://www.communique.net.au/wp-content/uploads/2021/09/Vanja-2-380x265.png" alt="Setting goals for ultimate achievements">

Setting goals for ultimate achievements

Sometimes you just need to take a chance. Be brave enough to make a change if you’re not happy and have faith your decisions will lead you where you want to go.

Looking to move new tenants into your Victorian apartment?

<img src="https://www.communique.net.au/wp-content/uploads/2020/04/onlineshop-380x280.png" alt="Looking to move new tenants into your Victorian apartment?">

Looking to move new tenants into your Victorian apartment?

Landlords (now called rental providers) of Victorian properties must ensure they are compliant with new laws introduced in March 2021.

Depreciation – the facts often neglected by investors

<img src="https://www.communique.net.au/wp-content/uploads/2019/08/OffThePlan-380x280.png" alt="Depreciation – the facts often neglected by investors">

Depreciation – the facts often neglected by investors

Every year thousands of dollars go unclaimed by property investors who miss out on tax depreciation entitlements they are entitled to.

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Smarter Communities has taken all reasonable care to ensure the information in this publication is accurate as at the date of publication. The information provided in this publication is general only and is not legal, financial or personal advice, and may be the opinion of the author. If further information is required, an appropriately qualified professional should be consulted. Smarter Communities accepts no responsibility for the consequences of error or for any loss or damage suffered by readers of any of the information contained.

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